January 2009
What Is Bankruptcy And How Does It Work?
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Bankruptcy filing is at an all time high. This has caused a new bankrup...
Improve Your Credit Score with Bad Credit Secured Loan
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
A stage comes in our life when we require loan to fulfill our daily requirements and needs. It is to be kept in mind to choose the right loan option so that we may no...
Advantages And Disadvantages Of Seeing Your Free Credit Report Online
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
December 2008
What Credit Inquiries do to Your Credit Score
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
There are good and bad credit inquiries, some can take points off your credit score with each inquiry, while others have no effect...
Bankruptcy Questions & Answers To Help Resolve Your Debt Burden
After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy.
Bankruptcy may mean the disgrace or loss of the dignity of a once prominent and wealthy per...
What Is Bankruptcy Chapter 7 Liquidation?
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Bankruptcy liquidation also known as Chapter 7 Bankruptcy is a legal process where most if not all of your debt can be eliminated. It may take up to six months....
Affiliate Niche: After Bankruptcy Market
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
November 2008
How to Increase Your Credit Score for a Home Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
Since mortgage lenders are businesspeople, first and foremost, they need to determine ahead of time ...
Post Bankruptcy Mortgage Loan
Tip! bankruptcy is when you request complete debt relief.
Is there life after bankruptcy? That’s a common concern for those who are looking at it as an option or have filed for it previously. A larger concern people have is whether it’s pos...
October 2008
Credit Management : Your Credit Report and You
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
Car Loans for People with Bad Credit - Getting an Auto Loan after Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Getting credit after a bankruptcy is not easy. This includes credit for mortgages, vehicl...
End Credit Score Confusion - Discover The 5 Golden Rules To Proving Your Credit Worthiness
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Your credit score is the key indicator used by lenders to predict your credit risk. The higher your score, the more credi...
Free Credit Report Online
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
If you’ve take...
Auto Loans and Why Your Credit Score Matters
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
Other than the purc...
September 2008
Bankruptcy Credit Repair: 3 Bandages for Life after Bankruptcy
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Millions of Americans are forced to declare bankruptcy every year, but even if you’re one of those people, you can begin immedia...
How to Check Your Credit Report for Evidence of Identity Theft
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
How to Check Your Credit Report for Evidence ...
4 Credit Repair Solutions To Get Your Credit Back In No Time
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Having a good credit rating is important because it allows us many conveniences in lif...
Bankruptcy: What You Need to Know
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Personal bankruptcy is a legal way...
August 2008
Repair Credit Score With Adverse Credit Secured Personal Loan
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Is your adverse credit like an obstacle in obtaining a personal loan? If you are facing the same condition, then adverse credit secured personal loan can ...
Credit Counseling or Bankruptcy: Which is Best for You?
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
People often get to a place where they simply can’t pay their bills, especially in today’s...
Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums
Tip! Write to the credit reporting company about the incorrect and inaccurate information.
Did you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score.
Additionally a great c...
July 2008
How To Read Your Credit Report
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
The Fair and Accurate Credi...
10 Ways To Boost Your Credit Score
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
1. Deleting Errors in 48 Hours
This is the absolute fastest way to correct errors on your credit
re...
After Bankruptcy Reform, Consumers Are Now Learning How To Discharge Debt
Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances.
Thanks to the new bankruptcy reform laws, many Americans who are overburdened by their credit card debt will no longer qualify for Chapte...
